SME Debt Finance with Secured Household Pension Funds and Unsecured Securitized Debt
The central objective is to channel long-term household funds from short-term saving accounts to long-term funds for SMEs helping to cover the SME financing gap.
The creditworthiness of a country remains crucial
The creditworthiness of a country remains essential. Only, it’s always been very simplistic to search for a unique “critical” debt level after which the economic consequences are dramatic. The context turns out crucial.
Budget discipline or debt creation is also a moral choice
Marc De Vos argues that budget discipline can be a moral imperative when debt addiction has tied future generations to present spending. Excessive public debt is an organized regressive distribution of future prosperity to today’s rich.
You get what you pay for. Towards a new business model of care
Unions of physicians, hospital representatives, sickness funds and government have diverging points of view in favor or in opposition of fundamental reforms of the payment model of physicians and hospitals.
You get what you pay for. Toward a new business model for healthcare- Feedback
Unions of physicians, hospital representatives, sickness funds and government have diverging points of view in favor or in opposition of fundamental reforms of the payment model of physicians and hospitals.
Community oriented local police care: No autonomy without accountability
Without transparency towards citizens and/or benchmarking of the performance of the police districts, there is more room than desirable for abuse of trust and inefficiency.
Disconnect euro-membership from European Union
From economic viewpoint, nothing seems more logic than disconnecting membership of the European Union from the introduction of the single currency.